LET'S IMPROVE
Your Credit Score
START FIXING YOUR CREDIT TO REACH YOUR GOALS.
We specialize in helping our clients repair their Credit! We are very good at what we do! Let us help you, too! Don't delay - sign up today. We will work hard, so that you can achieve your Credit and Financial objectives.
Your money should work as hard as you do!
Start today and let us help you get there:
FREE CREDIT CONSULTATION
The Staff at Credit Repair Services of America Inc will work directly with you to provide guidance and advice on the most expeditious ways to to address, implement and complete your Credit Repair needs.
FREE IN-DEPTH CREDIT ANALYSIS
A highly trained and experienced Case Analyst from our Support Team will review your Credit Reports to identify immediate steps that should be taken to dispute inaccurate information.
CREDIT RECOMMENDATIONS
When you become a client of Credit Repair Services of America Inc, we will work very aggressively on your behalf, sending customized Dispute Letters to the Credit Bureaus and Creditors which are highly effective in invoking your Credit Repair legal rights.
If a Creditor or Credit Bureau violates your rights under the Fair Credit Reporting Act (FCRA) or Fair Debt Collection Practices Act (FDCPA) and does not correct their mistake, we may refer your case to an Attorney who specializes in this field for review of possible legal options, at no cost to you. We are absolutely determined to achieve the Credit Repair results you are legally qualified for.
LEARN ABOUT US
THE COMPANY
Credit Repair Services of America Inc is a Bronze Star, Service-Disabled, Military Veteran owned Small Business located in Texas that is focused on helping Individuals and Families throughout Texas with improving lives for the better, by repairing and correcting inaccuracies on their credit reports. Our clients come from a broad background and include employees at Companies, Active Duty Military, Veterans, Teachers, Healthcare, Law Enforcement, Firefighters, EMTs, Families in Financial Hardship, College students, Senior Citizens and others. We also offer Business Funding including Loans, Lines of Credit, Equipment and Real Estate Financing, SBA Loans and Merchant Credit Card Cash Advances. We are here to serve you and are very proud of what we do!
Our Staff also works with Referral Partners throughout Texas at no cost to their Business such as Realtors, Loan Officers and Mortgage Brokers which may have prospective clients who are dependent upon good credit to qualify for purchases through the respective Referral Partner.
We help our Partners with increasing the sales of Products or Services to their credit challenged sales prospects who may otherwise not qualify for financing due to existing credit problems. This is done by assisting prospective customers referred by our Partners to Credit Repair Services of America Inc with improving their credit when they become clients of our company; enabling them to return directly to our Referral Partners and purchase the Products or Services that are offered. We really appreciate and are very loyal to our Partners and ultimately want to help them increase their monthly sales on a long term basis at no additional cost; through sharing our Services with their credit challenged prospects.
Credit Repair Services of America Inc helps clients Statewide in English and Spanish and our Services come with a money back guarantee.
To learn more about Credit Repair Services of America Inc and become an Individual Client, or to become a Referral Partner at no cost to your Business and possibly increase sales for the Products or Services that you offer, please review the information on our website and enroll today. If you have any questions or need clarification about an issue simply email us at [email protected]. We are here to serve you and would like for you to become our newest Client or Referral Partner!
What You
Will Get From Us
Clean up your past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track your present
Easy access to your account 24/7 for live status updates on improvements to your credit reports and current scores.
Change your future
We’ll help you maximize your scores, so you can achieve your goals and also learn how to maintain your awesome credit long after our work is done.
IF YOU ARE CURIOUS ABOUT HOW YOUR CREDIT SCORE MAY BE IMPROVED...
Start your journey with us today. This is the best time to take the next steps. Change your life now!
HOW IT WORKS
You're probably wondering how this works. Well, it truly is a simple process because we do the leg work for you!
Signup
We'll give you a free consultation and credit analysis. This detailed overview will help plan the roadmap for your Credit Repair success.
PERFORM NECESSARY STEPS
We will create and mail letters to the credit bureaus to determine if the credit reporting is accurate. If not, we challenge the reporting.
WAIT FOR RESULTS
We will provide ongoing, customized support to help you build credit and understand how to properly improve it.
NEGATIVE ITEMS THAT OUR COMPANY WORKS ON
BANKRUPTCY
Bankruptcy is a legal proceeding involving a person or business that is unable to repay their outstanding debts.
COLLECTION
A collection occurs when you stopped making payments on an account and the original creditor sells your account balance to a third-party collection agency.
TAX LIENS
A tax lien is a legal claim against the assets of an individual or business that fails to pay taxes owed to the government.
CHARGE-OFF
A charge-off is when the lender or creditor has written the account off as a loss and the account is closed, preventing any future charges. Normally the balance is sold to a debt buyer or transferred to a debt collection agency.
STUDENT LOANS
A student loan is a type of loan specifically designed to help students pay for post- secondary education. It normally enables the borrowers to cover most of their associated fees such as tuition, books, supplies, technology services, hardware and living expenses.
MEDICAL BILLS
Medical debts frequently impact credit scores in a large, negative way. By the time they appear on the client's credit reports, the unpaid debts have already been sent out to third party collection agencies. These derogatory entries very often significantly influence one's credit scores in the worst way.
LATE PAYMENT
A late payment is an amount of money a borrower sends to a lender or credit service provider that arrives after the established date that the payment was due, or after a grace period for the payment has passed.
REPOSSESSIONS
It is the action of retaking the full possession and control of something that was financed, primarily because the buyer has defaulted on the agreed payments or terms of the loan. Most frequently it is associated with the repossession of a mobile asset such as a vehicle or other moveable item.
JUDGEMENTS
A legal action against the borrower that is ordered by a court. The verdict is the final decision in the lawsuit. If a judgment is entered against you, a debt collector will have legal tools, including garnishment, to collect the debt from you by forcing a sale of assets.
FORECLOSURES
Foreclosure is the legal process by which a lender attempts to recover the full amount owed on a defaulted loan by taking ownership of mortgaged property and selling it. Although the property may be sold, you still could be sued for the balance owed on the loan.
SHORT SALES
A short sale in real estate means that the property the borrower owned was sold for less than what was owed. Essentially the individual has defaulted on their loan agreement and the amount of the sale is applied towards what was owed, since the loan was not paid in full.
HAVING A HIGH CREDIT SCORE WILL DEFINITELY HELP YOU ACHIEVE YOUR FINANCIAL DREAMS.
We help some of our clients buy or upgrade the size of their homes, acquire and drive their dream cars, start new businesses and improve the quality of their lives. Start your journey with us now!
THIS IS OUR Credit Repair Services of America E-BOOK. DOWNLOAD IT TODAY FOR FREE AND LEARN THE SECRETS NOW TO IMPROVING YOUR CREDIT SCORE!
Find out what a Credit Score means to you and your Financial goals! We have included our Top 10 Credit Tips to help you understand how to boost your scores quickly!
OUR CLIENT
TESTIMONIALS
Bill C.
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"I highly recommend you speak with the staff at Credit Repair Services of America, Inc. They do an excellent job helping their clients and have one flat price which includes everything you need."
Robert A.
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"Words cannot express my gratitude for the help they gave me cleaning up my Credit Reports. Everything for my three Bureaus was done online and finished in less than 6 months."
Rachel E.
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"If you live in Texas and have issues with information on your Credit Reports, then speak with these people. Other companies charge more and you are not sure what you get."
GET THE CREDIT SCORE YOU DESERVE!
Get your FREE consultation today!
© 2026 All Rights Reserved | Credit Repair Services of America, Inc.
A Service-Disabled Military Veteran-owned Small Business
Credit Repair Services of America Inc is a Licensed and Bonded Credit Services Organization pursuant to Title 5, Texas Finance Code, Sec. 393.001 and is registered in good standing with the Texas Secretary of State’s office. Credit Repair Services of America, Inc does business exclusively within the State of Texas in English and Spanish and does not provide tax, legal or financial advice. Services performed for clients are provided on a monthly basis and clients can cancel at anytime without obligation. Monthly payments are charged to the client once the scheduled work has been performed for that invoice period.
